Sectors

Water

The water sector is a complex industry that is crucial to the well-being of communities. Credit management in this sector is particularly challenging, considering its nature as an essential asset and the specific issues related to network losses. CreditSuite is the comprehensive solution that fits the needs of the water sector, offering strategic control and comprehensive credit management. Learn how CreditSuite can help your company optimize credit management in all its facets.

Peculiar Characteristics of IDRICO Verticalization:

1. Management of Dischargeable/Non-Dischargeable Practices: CreditSuite allows you to effectively manage practices related to discharges and non-discharges, ensuring accurate management of credits according to specific situations.
2. Condominium Management: Tackle the unique challenges associated with managing condominium receivables efficiently and accurately with CreditSuite to get a view by Condominium Administrator and payment status by administrator.
3. Team Management for Reduction/Disallocation: Optimizes resource allocation and team coordination to reduce disallocations and improve credit management.
4. Repayment Plan Management: Create and manage customized repayment plans for delinquent clients, ensuring an effective and compliant debt collection process.
5. Installment Monitoring: Keep track of customer accruals and payments to maintain control over credit status and plan corrective actions when necessary.
6. REMSI Management: Simplify credit management using the REMSI (Electronic Registry of Nonpayment) integrated into CreditSuite.
7. ARERA Time and Procedure Tracking: Ensure compliance with ARERA’s regulatory timelines and procedures through built-in tracking features.
8. ARERA Conciliation Management: Manage conciliations with ARERA efficiently and accurately, ensuring compliance with current regulations.
9. Tracks on Fail ure to Notify: Identify and promptly handle failure to notify situations to avoid delays in debt collection actions.
10. Automatic Generation of Injunctive/Executive Deeds: Simplifies the generation and management of injunctive and executive orders, saving valuable time.

Benefits of CreditSuite for the Water Sector:

• Better Strategic Control: CreditSuite gives you complete control over your credit management, enabling you to take timely action in permissible cases.
• Regulatory Compliance: Complies with ARERA’s rules and regulations through accurate management of procedures and timelines.
• Operational Efficiency: Optimizes credit-related operations, reducing costs and improving overall business efficiency.
• Effective Debt Collection: With CreditSuite, you can plan and implement targeted debt collection strategies, improving your company’s liquidity.
• Reducing Disconnections: Manage disconnection situations more efficiently with better customer service.

Choose CreditSuite for the water sector and turn credit management into a strategic advantage for your business.

Highway

In the Highway sector, the management of transit non-payments is of paramount importance, not only in terms of percentage of transit volume, but also in terms of the total amount of value to be recovered. The activation of procedures to control nonpayment is crucial both for highway concession issues and to ensure compliance with the rules and regulations governing penalties for violations. CreditSuite is the comprehensive solution that fits the needs of the Highway sector, offering accurate control and comprehensive credit management. Learn how CreditSuite can help your company maximize debt collection and ensure regulatory compliance.

Peculiar Characteristics of AUTOSTRADAL Verticalization:

1. Practice Management by License Plate with Photo Documentary: CreditSuite allows you to efficiently manage practices related to license plates by integrating photo documents for accurate documentation.
2. Property Verification – Automated ACI Visas: Automates the verification of vehicle ownership through ACI visas, ensuring accurate management of the information of the vehicles involved.
3. Send Massive Dunning: Send payment reminders in a mass manner, improving payment timeliness and reducing delays.
4. CDS Management – Forced Recovery – Article 373: Manage forced recovery procedures in accordance with Article 373 of the Highway Code, ensuring the proper execution of penalty actions.
5. Chargeback Management: Manage chargebacks in an accurate and timely manner, ensuring that costs are properly charged to those responsible.
6. Police Transmission-Article 176, Paragraphs 11, 11a and 21: Efficiently transmit necessary information to the Police in accordance with Articles 176, Paragraphs 11, 11a and 21, ensuring cooperation with the competent authorities.
7. Automatic Generation of Injunctive Deeds: Simplifies the generation of injunctive acts to speed up debt collection.
8. Enforcement Phase Management: Manage the enforcement phase of debt collection procedures comprehensively and in accordance with regulations.

Benefits of CreditSuite for the Highway Sector:

• Maximizing Debt Recovery: CreditSuite helps you maximize debt recovery from missed transit payments, contributing significantly to business profitability.
• Regulatory Compliance: Complies with specific Highway sector rules and regulations, ensuring that procedures are in line with applicable laws.
• Operational Efficiency: Optimizes operations related to credit management, reducing costs and improving business efficiency.
• Cooperation with Authorities: Ensures proper transmission of information to relevant authorities, maintaining effective cooperation.

Choose CreditSuite for the Highway industry and turn transit nonpayment management into a strategic advantage for your company.

Healthcare

In the Health sector, every NHS Health Authority is required by law to carry out the recovery of outstanding debts. Failure to comply with these obligations may result in direct liability for General Managers and penalties for facilities. In addition, the ASLs are subject to inspection visits by authorities such as the Guardia di Finanza, the Internal Revenue Service and the MEF, which verify the proper conduct of activities. Recovery of outstanding debts is not only a legal obligation, but also a strategic factor that helps ensure the quality of health care services. CreditSuite, in its dedicated version for healthcare facilities, offers all the tools needed to facilitate compliance with current regulations, enabling a streamlined and functional process.

Peculiar Characteristics of Verticalisation HEALTHCARE:

1. Multichannel System (SMS, Email, Mail, etc.) for Remedial Rem inders: CreditSuite offers a multichannel system for sending remedial reminders, improving the timeliness of payments and facilitating communication with debtors.
2. Customized Management by Credit Type (White Codes, Benefits, Cancellations): Adapts credit management according to different types, including white codes, medical benefits, and cancellations, for a highly personalized approach.
3. Verify MEF Flows and Verify Mendacious Self-Certifications: CreditSuite enables verification of Ministry of Economy and Finance (MEF) flows and mendacious self-certifications to ensure the accuracy of financial information.
4. Management Assignment to Collection Companies: Facilitates the management of case assignments to specialized debt collection companies when necessary.
5. Automatic Generation of Injunctive Deeds: Simplifies the automatic generation of injunctive deeds, speeding up the debt collection process.
6. Coactive-Executive Phase Management: Manage all phases of debt collection, from the coactive phase to the executive phase, to maximize the chances of recovery.

Benefits of CreditSuite for the Health Care Sector:

• Compliance with Regulations: CreditSuite helps comply with current regulations in the health care industry, avoiding penalties and legal liability.
• Debt Collection Maximization: Maximizes the recovery of outstanding debts, helping to improve the financial strength of healthcare facilities.
• Operational Efficiency: Optimizes operations related to credit management, reducing costs and improving business efficiency.
• Effective Communication: Use the multichannel system to communicate effectively with debtors and improve payment timeliness.

Choose CreditSuite for Healthcare and turn bad debt management into a strategic advantage for your facility.

Banking-Financial

In the Banking-Financial sector, the management of NPLs (Non-Performing Loans) is a major financial challenge for both banks and financial institutions. The issue is at the top of the financial agenda, both in terms of the internal management of banks and as a result of the assignment of credit by financial institutions. The crisis following the lockdown increased the risk of an increase in impaired loans. In addition, EU constraints and ECB intervention impose strict criteria in the examination and write-down of portfolio loans. Striking a balance between new lending and NPL management without burdening internal balance sheets is a key challenge. CreditSuite is the ideal solution for the Banking-Financial sector, enabling credit governance linked to the monitoring of internal and external information.

Peculiar Characteristics of Verticalisation BANKS AND FINANCE:

1. Portfolio Evaluation Management by Credit Type (Mortgages, Overdrafts, Cards, Loans, Leases): CreditSuite offers flexible management for evaluating credit portfolios, broken down by type, for a clear and detailed view.
2. Debt Restructuring Plans Management: Allows for effective management of debt restructuring plans, tailoring them to the specific needs of debtors.
3. NPL Trend Monitoring: Constantly monitor NPL trends to identify trends and adopt preventive strategies.
4. Multichannel System (SMS, Email, Mail, PEC, etc.) for Remedial Rem inders/Alerts: CreditSuite offers a multichannel system for sending remedial reminders and alerts, improving communication with debtors.
5. Management Assignment to Collection Companies: Facilitates the management of case assignments to specialized debt collection companies when necessary.
6. Management of File Assignments to External Legalists: Simplifies the management of file assignments to external legal experts for legal procedures.
7. Management of Legalized Internal/External Extrajudicial Stages: Comprehensively manages legalized stages, both internal and external, for effective debt recovery.
8. Automatic Generation of Extrajudicial-Judicial-Executive Deeds: Simplifies the automatic generation of extrajudicial, judicial and executive acts, speeding up the debt collection process.

Benefits of CreditSuite for the Banking-Financial Sector:

• Optimizing NPL Management: CreditSuite helps optimize NPL management, reducing financial risks and improving profitability.
• Regulatory Compliance: Ensures compliance with community constraints and current regulations, reducing the risk of penalties.
• Operational Efficiency: Optimizes operations related to credit management, reducing costs and improving business efficiency.
• Advanced Monitoring: Provides advanced monitoring to identify challenges early and take preventive measures.

Choose CreditSuite for Banking-Finance and turn NPL management into a strategic advantage for your institution.

Law firms

In the legal sector, back office digitization has become an essential strategic factor in ensuring the sustainability and efficiency of law firms. Law firms that assist companies in debt collection require operational tools that can manage the information received in a timely manner in order to promptly generate case files and act in compliance with regulations. With CreditSuite, it is possible to manage a large number of files distributed throughout the country, thanks to a dynamic process that allows files to be generated and assigned to domiciliaries. The process is streamlined and functional, covering all stages from delivery and service of the notice to out-of-court, judicial and enforcement recovery.

Benefits of using CreditSuite for Law Firms:

1. Maximum Speed in the Formation and Shipping of Documents: CreditSuite enables rapid formation and dispatch of documents, improving the timeliness of legal actions.
2. Efficient and Effective Monitoring of Activity Performance: Through dynamic analysis of processed statistical information, CreditSuite provides highly efficient and effective monitoring of legal activities.
3. Flexibility in Finding Solutions: CreditSuite offers the flexibility to find solutions tailored to the specific needs of the client, considering personal, geographic, income, and asset peculiarities.

Peculiar Characteristics of Verticalisation LEGAL STUDIES:

1. Data Upload and Practice Progress Sharing with Clients: CreditSuite enables data uploading and practice progress sharing with clients, ensuring transparent communication.
2. Practice Creation and Letter of Warning Letter Transmission: CreditSuite simplifies the creation of practices and the transmission of warning letters, speeding up the process.
3. Assignment to Domiciliary Attorneys: Manages the assignment of assignments to domiciliary attorneys, ensuring efficient distribution of files.
4. Managing Notarial Authentications and Accounting Entries: CreditSuite facilitates the management of notarial authentications and accounting entries required for legal procedures.
5. File Formation: Enables the complete formation of the legal file, ensuring an organized and accessible archive.
6. Tracking Legalized Extrajudicial-Judicial Stages: Monitors and tracks extrajudicial and judicial legal stages for precise management of procedures.
7. Automatic Deed Generation: Simplifies the automatic generation of legal deeds, speeding up the debt collection process.
8. Coactive-Executive Phase Management: Covers all phases, from coactive to executive, to maximize debt recovery.

Choose CreditSuite for the Law Firm and streamline legal practice management for debt collection.

Debt Collection Company

In today’s environment, digitization of debt collection has become a crucial strategic factor in ensuring the sustainability and efficiency of Debt Collection Companies. These companies, which support companies in extrajudicial and judicial debt collection activities, require operational tools that can manage the information received in a timely manner, enabling the timely generation of agreed actions related to the files and compliance with current regulations. With CreditSuite, a large number of practices distributed throughout the country can be managed, thanks to a dynamic procedure that facilitates order management. The process is streamlined and functional, covering all stages of recovery, cost tracking, and reporting activities for private and government clients.

Benefits of using CreditSuite for Debt Collection Companies:

1. Multi Job Management: CreditSuite enables efficient management of different jobs, facilitating monitoring and management of activities.
2. Maximum Speed in Document Formation and Dispatch: CreditSuite offers maximum speed in the formation and dispatch of documents, improving the timeliness of recovery actions.
3. Efficient and Effective Monitoring of Activity Performance: Through dynamic analysis of processed statistical information, CreditSuite provides highly efficient and effective monitoring of recovery activity performance.
4. Flexibility in Finding Solutions: CreditSuite offers the flexibility to find solutions that fit customers’ specific needs, enabling detailed customization.

Peculiar Characteristics of Verticalization RECOVERY SOCIETY:

1. Data Upload and Practice Progress Sharing with Clients: CreditSuite enables data uploading and practice progress sharing with clients, ensuring transparent communication.
2. Activity Creation and Customization by Job: Allow the creation and customization of activities according to specific jobs.
3. Automatic Generation of Multichannel Communications for Sending Notices: CreditSuite offers automatic generation of multichannel communications for sending notices, improving the effectiveness of notifications.
4. Dynamic Assignment of Practices to Internal Team: Facilitates dynamic assignment of practices to internal teams for efficient work distribution.
5. Activity Tracking Ticket System: Allows detailed tracking of activities through a tracking ticket system.
6. Performance Measurement: Allows performance measurement of recovery activities, ensuring evaluation of the results achieved.
7. File Formation: CreditSuite facilitates the complete formation of the recovery file, ensuring organized and accessible information management.
8. Tracking Legalized Extrajudicial-Coercive-Judicial Phases: Monitors and tracks legalized, extrajudicial, coercive and judicial phases for precise management of procedures.
9. Automatic Deed Generation: Simplifies the automatic generation of legal deeds, speeding up the debt collection process.
10. Coactive-Executive Phase Management: Covers all phases, from coactive to executive, to maximize debt recovery.

Choose CreditSuite for your Debt Collection Company and streamline recovery practice management.