Today, 12.13% of European companies’ revenue is collected late. This percentage exceeds the 12.08% threshold that the companies themselves consider sustainable to avoid operational consequences. The figure comes fromIntrum’s European…

Unstable markets, credit at risk: how to protect cash flows in 2026 The year 2026 opens in an economic environment that leaves no room for underestimation. Trade tariffs, geopolitical conflicts,…

Overdue management: common mistakes that compromise cash flow and how to avoid them Why overdue management is a strategic node Within administrative and financial processes, bad debt management is a…

How to turn aging into a decision-making KPI for CFOs and credit managers Customer aging: from administrative report to strategic leverage For years,customer aging was considered a simple administrative statement…

Credit as a strategic lever for corporate growth and cash flow In many companies, credit is still managed as a risk-containment activity. It comes into play when payments start to…

Customer experience strategies for more efficient credit management When we talk about customer experience, the thought immediately goes to support, communication, or after-sales services. In reality, a significant part of…

1. Understanding the company thoroughly: the process mapping phase Robust digital transformation always starts with a thorough understanding of how the business operates. Mapping processes is a strategic activity that…

A reform set to change the market The 24-hour supplier switching marks one of the most important reforms in the gas and power sector in recent years. Customers will be…

Dynamic workflows: the secret to a smooth and controlled debt collection process From reactive recovery to strategic control For too long, debt collection has been considered an operational process, to…

Digital tools for effective and compliant management As of January 1, 2020, the legislature has introduced a major change in the water sector, reducing from five to two years the…